Credit card suitable for car owners and users
1, safe owner card. The owner card of Ping An Bank is a gold card, which can be divided into UnionPay card and MasterCard+UnionPay dual-currency card. The annual fee for the first year of the Gold Card is 200 yuan, and the annual fee for the next year can be waived if the first year's consumption reaches 30,000 yuan.
2. Construction Bank Longka Car Card. The annual fee for the gold card is 200 yuan/card, and the supplementary card 100 yuan/card; The annual fee for Platinum Card is 580 yuan/Card, which will be charged on the first billing day after the card is opened, and will be charged annually thereafter. Inevitably, it will not be charged if it is not activated.
3. CITIC Bank Standard Owner Card. The standard owner cards of CITIC Bank are divided into UnionPay Gold Card and Platinum Card. The annual fee for gold card is 200 yuan, the annual fee for platinum card is 480 yuan, and the annual fee for platinum card is 2000 yuan. There is no preferential policy for the annual fee, and new customers are exempt from the annual fee for the first year.
4. ICBC car plus credit card. ICBC car plus card is divided into three grades: platinum card, gold card and general card. After the car plus card is activated, an annual fee will be charged, and the preferential policy of annual fee will not be enjoyed. Annual fee of ordinary card 100 yuan (halved for supplementary card), annual fee of gold card 200 yuan (halved for supplementary card) and annual fee of platinum card 2000 yuan (halved for supplementary card).
5. China Merchants Bank Auto Credit Card. CarCard car card of China Merchants Bank is a gold card set, which is divided into two parts: standard big card and special-shaped small card. Annual fee 300 yuan, free of annual fee in the first year, and free of annual fee in the following year after swiping the card for 6 times. Cardholders can enjoy 3% cash back on weekdays and 5% cash back on Fridays when they swipe their cards at designated gas stations. According to the existing points rules (you can get 65,438+0 points for spending 20 yuan or 2 yuan dollars), an extra 50% points will be given away.
What are the requirements for handling credit cards?
1, with full capacity for civil conduct;
2. 18 years old and under 70 years old;
3. A natural person with stable occupation and income, good credit status and the ability to repay the principal and interest on time.
People who meet these conditions can apply for credit cards at bank outlets. In addition, when handling a credit card, you need to bring a copy of your ID card, proof of income, personal assets, etc. Non-local household registration applicants need to provide local real estate license, education certificate, social security and other stability certificates.
The above are several credit cards suitable for car owners and users, and I hope they can help you.