1. The difference in logos. Ordinary credit cards usually have the UnionPay logo, while the face of visa cards has the visa logo;
2. The difference in card numbers. Ordinary UnionPay credit cards have the logo. The card number starts with "62", while the card number of visa credit card starts with "4";
3. The difference in credit card swiping lines. Ordinary UnionPay credit cards use UnionPay's credit card swiping line, while visa credit card numbers use UnionPay's credit card swiping line. I took the visa credit card line.
It is worth mentioning that there is basically no difference between the use of visa credit cards and ordinary UnionPay credit cards in China. However, if used abroad, the coverage area of ????Visa is much larger than that of UnionPay, and the recognition process is also very simple. high.
Extended information:
1. ? Credit card - Visa provides a rich credit card product platform to its financial institution customers, which can satisfy new credit card customers to high-end consumers, as well as large institutions various payment needs. Visa's credit card platform also provides value-added services such as a personalized points return system, emergency replacement cards, travel assistance and car rental insurance, which can help card issuers increase customer loyalty and usage.
2. Debit card - Visa provides a wide range of consumer debit card products for consumer segments in different regions and consumption levels. Visa debit cards allow consumers to use electronic payments to control funds in their own accounts, which is more convenient, safer and more flexible than cash and check payments. Visa's debit cards are divided into four major brands - Visa, Visa Electron, Interlink and PLUS.
3. Prepaid cards - Visa also provides a wide range of prepaid card products, allowing financial institutions to provide consumers with rechargeable prepaid card products. Targeting consumers who have not yet opened a bank account, Visa prepaid card solutions are a safer and more convenient option than cash and checks. Governments and companies use Visa prepaid card products to distribute medical insurance funds, medical subsidies, unemployment benefits, employee wages and other welfare benefits.
Visa also offers prepaid gift cards that can be used at any merchant that accepts Visa debit products. Prepaid products better meet the needs of global travelers and provide them with the unique convenience and security of electronic payments without the hassle of cash and checks.
Reference: VISA-Baidu Encyclopedia