You will not be blocked if you use your transportation credit card every day, but you need to pay off the bill on time.

If the actual repayment amount is lower than the minimum repayment amount on the due payment date, late payment fees will be paid for the unpaid portion of the minimum repayment amount. The proportion of late payment fees is uniformly stipulated by the People's Bank of China, which is 5% of the unpaid portion of the minimum repayment amount. The minimum charge for RMB accounts is RMB 10, and the minimum charge for USD accounts is US$1 (except for designated card types).

For non-cash transactions (cash advance or transfer) of Bank of Communications, the period from the bank accounting date to the due repayment date is the interest-free repayment period. The interest-free repayment period is as short as 25 days and as long as 56 days. During this period, as long as you pay off the current period's repayment amount (total amount owed) in full on the current statement, you will not have to pay any interest on the funds advanced by the bank to the store for non-cash transactions (cash advances are not eligible) Interest-free offer).

The minimum repayment amount means that if the cardholder has difficulty repaying all the amount payable before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the card issuer, but he cannot Enjoy the interest-free repayment period, and the minimum repayment amount is 10% of the consumption amount plus other various payables. The minimum payment is listed on the current bill.