You can apply, you can apply for a card, and the review time may be shortened, because you have applied for a credit card before and it has passed. And your credit card has no bad record.

This is the condition to be met when you apply for a card:

1. The credit card of other banks has no overdue record of more than 30 days in the last 6 months;

2. The average credit line is not less than 5,000 yuan; If you have more than three credit cards from other banks, and the credit limit is above 90%, banks generally will not handle them.

If you are a first-time customer, the credit card application materials can provide other property certificates besides the necessary identification and work certificate to increase the limit.

1. Identity information: copy of resident ID card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.

2. Work and income certificate: salary certificate or business card or photo badge.

Generally speaking, if you hold a bank credit card and have a good credit card consumption record, you have accumulated some credit records. Personal credit records are common among banks, so the approval of the next bank will be much simpler. When you apply for the same bank credit card again, the approved credit limit will be higher than the previous credit card. Banks using credit cards will also refer to your credit card limit and give you the same or higher credit card limit.