First, different application conditions

The full name of CCB Gold Card is Longka Gold Card. The application conditions are that the applicant 18 years old or above, has a stable job and income, and has a good personal credit. People with an annual income of more than 400,000 yuan are more likely to get a gold card.

Platinum card can't be applied directly. Generally, banks invite qualified customers to apply for platinum cards. Platinum card customers can enjoy platinum customer service hotline service and premium value-added services, providing higher-end services and rights than gold cards. Generally speaking, the application standard of bank platinum credit card is mostly financial proof of annual salary of 6,543,800 yuan or more or 500,000 yuan or more.

Second, the amount is different.

The gold card amount is between1-50,000 yuan, and the platinum card amount is above 50,000 yuan/kloc-0,000 yuan.

Third, the annual fee policy is different.

The annual fee for all subsidiary cards of the Gold Card is half of the annual fee for the main card, and the annual fee for the following year is exempted when the Gold Card is swiped five times.

Platinum card 160000 points annual fee or 200000 free annual fee. Platinum card holders who spend a total of 4 million yuan can get a permanent annual fee-free discount for the main and auxiliary cards.

Extended data:

Exclusive privileges of Platinum Card:

First, 24-hour unconditional return.

UnionPay Platinum Card customers can enjoy unconditional return service within 24 hours after receiving the goods.

1. The order is only for UnionPay Platinum Card holders. If you are not satisfied with the purchased products within 24 hours after receiving the order, you can call 400- 1 10-0755 at any time to apply for unconditional replacement of products with the same value or directly apply for a refund. ?

2. When applying for "unconditional return within 24 hours", the receipt shall be confirmed within 24 hours, subject to the logistics receipt time.

Please show your UnionPay Platinum Card to the staff in Yigu.com when returning the goods.

Second, try new products first.

1. A new product of Dangyigu. Com is put on shelves every month, and UnionPay Platinum Card customers can get the latest tasting gift boxes of various products for free with orders.

2. Be a new product of Yigu. Com will be put on shelves every month, and all kinds of tasting gift boxes will be made simultaneously for UnionPay Platinum Card customers.

3. Gifts are delivered only with valid orders, and customers who have not placed orders cannot receive them.

4. Tasting gift boxes are limited to one per order while stocks last.

Third, exclusive customer service seats

UnionPay Platinum Card customers can enjoy the customer service of Yigu. And give priority to the service. At the same time, active customers can enjoy the exclusive service of 1V 1 to meet your comprehensive needs.

Baidu Encyclopedia-China Construction Bank Financial Card

Baidu Encyclopedia-Platinum Card

Baidu Encyclopedia-Longka Jinka