QQ cards are all gold cards and not regular cards. The maximum limit is 20W, and there is no annual fee for life. There is no handling fee for withdrawing excess deposits from our local bank. If you plan to hold an Agricultural Bank of China credit card for a long time, you can apply for one.

Jinsui QQ co-branded IC credit card: with electronic cash, equipped with special-shaped financial IC card, using magnetic stripe and chip composite media that complies with PBOC2.0 standards, issuing a gold-in-one card, following UnionPay The BIN number of the standard credit IC gold card is 625996.

Jinsui QQ co-branded IC credit card is mainly issued to Tencent users, Tenpay members, WeChat members and other groups who are accustomed to online shopping and communication and often use mobile communication tools. The Jinsui QQ co-branded IC credit card is more favorable and can be exempted from annual fees; the over-repayment handling fee is waived within the scope of the bank in the same city; the charging standards for other items are consistent with the UnionPay standard IC credit card gold card. It is worth mentioning that the card is valid for 8 years and can be supplemented with additional cards.

Extended information:

For online shopping, Tenpay is commonly used by some Tencent users. This Jinsui QQ co-branded IC credit card enjoys the rights of Tenpay members and exclusive Tenpay You can enjoy a 40% discount on the recharge of mobile phone bills through various channels, and enjoy the joint VIP rights of Tenpay cooperative merchants. You can also receive premium QQ shows for free, automatically upgrade to light up the QQ panel icon, and enjoy a 50% discount on purchasing Q coins through online banking on the Tencent official website. You can enjoy 93% off by paying via Express or Express. For WeChat functions commonly used by mobile phone users, cardholders can use WeChat to scan the QQ card’s exclusive QR code and apply for a QQ card WeChat electronic bank card to view activities and special merchant information in real time.

QQ card is not only discounted and practical, but also has many special functions. For example, it has a WeChat QR code information query function. Use WeChat to scan the QQ card's exclusive QR code to apply for a QQ card WeChat electronic credit card. Cardholders can view promotions and special merchant information in real time.

Cardholders also enjoy the rights of “Tenpay Membership”. They can become a Tenpay member for free and obtain a number of Tenpay member benefits, such as a minimum 94% off on mobile phone recharges and a minimum of 93% off on purchasing Q coins. Discounts and other discounts. Agricultural Bank of China has also set up a special points gift redemption area for QQ card users. The "QQ co-branded card redemption area" includes derivative products such as Tencent Q coins, Tencent monthly products and QQ dolls, which is open to QQ card holders.

Reference: Credit Card Window - Agricultural Bank of China Credit Card