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What does it mean to apply for a credit card and pass the pre-approval?

When applying for a credit card, the pre-approval is a positive signal. This means that your application materials have been initially accepted by the bank and entered the further approval process. Usually, this stage includes reviewing your personal information, financial status, etc. After that, it will be verified by phone, and a card will be made and sent to you after it is confirmed. If you need to check the progress, you can do it in the following two ways:

1. Online inquiry: log on to the official website of the bank, find the credit card application progress inquiry portal, and enter relevant information to view it.

2. Telephone inquiry: Call the credit card service hotline provided by the bank, and provide the ID number to know the processing progress.

It is worth noting that applying for a credit card generally needs to meet certain conditions, such as being at least 18 years old and having a stable income source. The applicant can be an individual or an enterprise or institution, and each institution can apply for a master card and a supplementary card. The application process needs to provide true and effective personal information, guarantee information and credit commitment. Generally speaking, the pre-approval is an important milestone in the process of applying for a credit card, indicating that you are not far from getting a credit card.