CITIC Bank credit card supports China Universal Cash Treasure repayment. You can open a "Cash Treasure" account through China Universal's website and sign a contract with the CITIC Bank credit card and "Cash Treasure" account for automatic/self-service repayment. Repayment only supports RMB repayment, and cannot be contracted with other transfer repayment methods at the same time.

◆Processing channel: through China Universal website

◆Account arrival time: 1. Automatic transfer: Debit and deposit the amount into your account before 15:00 two days before the final repayment date . 1. Self-service repayment: If you repay before 15:00 on the fund day, the repayment will be credited to the account on the same day; if you repay after 15:00 on the fund day or on a non-fund day, the repayment will be credited to the account on the next fund day.

◆Charging standard: subject to the transfer fee standard

◆Repayment restrictions: 1. Self-service repayment: each repayment amount cannot be less than RMB 1, and the maximum cannot exceed RMB 50,000, and the repayment amount is not greater than 110 of the total amount owed. 2. Automatic repayment: There is no limit on the amount, which is the actual amount of the current bill.

◆SMS notification: There is no SMS reminder for repayment of China Universal Cash Treasure, but there will be SMS reminder whether the deduction is successful or failed