If your credit card is overdue, you can take the following measures:

1. Contact the bank immediately: Once you find that your credit card is overdue, the first thing you need to do is to contact the bank immediately to explain the situation and consult solution. Bank customer service will provide specific repayment plans, such as deferred repayment, installment repayment, etc.

2. Repay as soon as possible: Don’t wait for the bank to notify you, repay as soon as possible. In addition to affecting your credit history, late repayments may also incur high late fees and penalty interest. So the earlier you repay, the smaller the loss will be to you.

3. Apply for extension or installment depending on the situation: If you are temporarily unable to pay off the overdue amount in one go, you can consider applying to the bank for extension or installment. However, it should be noted that extension and installment will generate certain interest and handling fees, so you need to consider them comprehensively before making a decision.