If it is a dual-currency card, you can repay the Japanese yen directly. For specific circumstances, it is recommended to call the bank customer service.

Depending on the nature of your card, if it is just a UnionPay card, it will be more difficult, and not all are supported. If it is a Mastercard or Visa card, it will be relatively easy.

You'd better ask the bank directly. Each bank has different rules for each card.