According to relevant data, cancer has become a common and frequently-occurring disease among modern women due to high life and work pressure, unreasonable diet, lack of exercise and other reasons. Cancer not only threatens women's lives, but also worsens the family's financial situation. In view of this reality, how to transfer the major family financial risks caused by the possibility of cancer with less financial expenditure, and choosing to purchase protective health insurance products has become one of the issues that modern families and women must face. Generally, critical illness insurance is more affordable for women than for men. What are some good insurance recommendations for women? A review of the top ten critical illness insurances worth buying for women in 2020!
How about China Merchants Bank Credit Card Kangai Jiaren Women’s Anti-Cancer Insurance
The most popular one in the insurance market is undoubtedly this newly launched China Merchants Bank Credit Card Kangai Jiaren Women’s Anti-Cancer Insurance Yes, this is an insurance designed specifically for women’s cancer. The product has many features: What are the better anti-cancer insurances for middle-aged and elderly people, and which one has better protection? Take a look at the top 10 best-selling insurances from insurance companies this year: A list of the top 10 best-selling elderly cancer insurances from the top 10 insurance companies
1. It does not conflict with social security or other medical insurance claims, and can be claimed by multiple claims;
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2. Comprehensive protection. Not only can you get a high one-time cancer insurance payment, but you can also get cancer hospitalization allowance and monthly cancer insurance benefits.
3. Special care is given to female customers. If women are diagnosed with cancer for the first time, they will receive double compensation.
4. Five years of payment and ten years of guarantee.
And the waiting period is as long as 180 days. It can be divided into two payment methods: monthly payment and annual payment. The insurance age is 18 to 55 years old.
Generally, 180 days after the contract comes into force or is last reinstated, if the insured is diagnosed with the agreed malignant tumor for the first time, the customer can obtain the following insurance benefits:
Cancer insurance benefits
Cancer insurance benefits will be paid based on the insurance amount on the date of diagnosis in the contract, and the long-term cancer insurance contract will be terminated;
Monthly cancer insurance benefits will be paid
According to the insurance The insurance amount of this insurance item stated in the policy will pay the monthly cancer benefit insurance to the insured; the monthly cancer benefit insurance will be paid once a month, and the maximum benefit will be 36 times, and the additional cancer long-term benefit disease contract will be terminated;
Cancer Daily Hospitalization Insurance Benefit
The beneficiary will be paid daily cancer hospitalization insurance based on the actual number of hospitalization days of the insured multiplied by the insured amount of this insurance item stated in the insurance policy. Insurance money, the insurance money to be paid = the actual number of days of hospitalization of the insured × the insurance amount. In each policy year, the maximum number of daily hospitalization insurance benefits paid is 100 days; during the insurance period, the maximum number of daily hospitalization insurance benefits paid is 500 days.
Female Cancer Insurance
If the insured is diagnosed with a malignant tumor stipulated in this contract by a specialist for the first time, and the malignant tumor is a female malignant tumor stipulated in this contract, Female cancer insurance benefits will be paid to the insured according to the insured amount under this insurance item.
The above is an introduction to China Merchants Bank Credit Card Kangai Jiaren women’s cancer insurance. I hope it will be helpful to everyone.
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