Ping An Bank has four types of cash installment: premium payment, premium payment and premium payment. These four types of businesses have their own advantages and disadvantages. Xiaobian has compiled some basic information here. Let's take a look.

We can see that all four businesses have their advantages and disadvantages. It is more cost-effective to apply for daily interest with the premium if it is used for ultra-short term, and it is suitable for customers who need to use it for a long time to apply for the premium. After all, it does not occupy the quota. As long as the premium is relatively high, it can reach 5% of the credit card quota, so it is suitable for customers who apply for more funds. Compared with the other three, your phone bill rate is slightly lower, so all four have advantages and disadvantages, and the key depends on personal choice.