If the credit card dispute is brought to court, the court will serve a summons to the defendant. The court summons shall state the name, gender, age, address of the person being summoned, the reason for the summons, the time and place of arrival and other relevant matters. According to the provisions of my country's "Civil Procedure Law", subpoenas are issued by the People's Court and are generally applicable to summoning parties and should be served directly to the person being summoned in advance in accordance with the law. According to the provisions of my country's "Civil Procedure Law": Depending on the actual situation, the People's Court shall send a copy of the complaint to the defendant within five days from the date of filing the case, and the defendant shall file a reply within 15 days from the date of service of the announcement.