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How long does it take for credit card inter-bank repayments to arrive?

Credit card inter-bank repayment:

① Choose fast payment, usually real-time payment, with a delay of no more than 2 hours;

② Inter-bank transactions need to go through For business processing at the bank counters of both parties, it usually takes one to three working days for the account to arrive;

③ If the account is transferred on Friday night, the account will arrive on Monday at the earliest and Wednesday at the latest;

④ Transfers made before 3 pm during the day from Monday to Friday can basically arrive at the other party's bank on the same day, but whether the other party's bank records the money in time determines the actual arrival time.