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Does Ping An Bank loan depend on credit report?

1. Do you need to check your credit report when applying for a loan from Ping An Bank?

After being authorized by the customer, you need to check your credit report when applying for a bank loan. Ping An Bank has launched a variety of loan products. Different loan products have different loan requirements, interest rates, and processing procedures. If you have financial needs, please apply for a loan from our bank through the official channels of Ping An Bank. You can log in to the Ping An Pocket Bank APP - Home Page - Loan to learn more and try to apply.

2. Ping An Bank inquires about personal credit without permission?

No matter which bank you are in, it is strictly prohibited to inquire about personal credit without your permission. Because according to regulations, if a bank wants to check the credit information of a company or individual, it must obtain a written authorization from the person or company under investigation. If a bank checks a person's credit without authorization, it is a violation, and the People's Bank of China will punish the responsible person and the responsible bank. You can go to Ping An Bank to check your authorization letter for verification. You can make a complaint to the local credit management department of the People's Bank of China regarding the other party's illegal behavior.

3. Don’t they say that Ping An Bank doesn’t check credit reports? Is it fake

As to whether a bank loan can be granted, banks generally need to know your credit status, whether there are any overdue repayments or a process that the bank must go through. It does not depend on the credit report. possible.

4. Do you need to check the credit report for Ping An policy loans? Zhengzhou!

All loans require a credit report. Generally, banks have requirements for credit reports: they cannot be overdue at present. It cannot be overdue twice within half a year, it cannot be overdue three times within two years, and it has failed to repay on time six times in total.