How to cancel an unwanted bank card 1? The best way to deal with unused credit cards is to cancel them at the bank. At present, you can directly call the bank's customer service phone to apply for account cancellation, or you can apply for card cancellation at a bank outlet. However, it should be noted that, just in case, you need to pay more attention to the cancellation of the card after submitting the application to avoid the cancellation failure.
2. Many small partners put these unused credit cards directly in the drawer, and neither cancel nor use them, which will only bring greater negative impact to everyone. First of all, many credit cards have an annual fee, and the annual fee cannot be reduced if the consumption is not up to standard, so everyone has to bear the annual fee of these cards. Secondly, if you don't use these credit cards for a long time, the bank will reduce everyone's card quota and reduce everyone's impression of the bank. It is easy to be rejected if you want to apply for a card in the future.
3. As for the user who has got off the card but found that the card is not what he wants, theoretically, he can apply for cancellation the next day, but it is best not to do so.
Because it is necessary for banks to use credit cards normally for everyone. If you don't use it, you can cancel it directly, and it is easy to enter the risk control list inside the bank. After all, these cards are also chosen by everyone themselves, and the relevant rights and interests are introduced. If it is cancelled, it will be easy to be rejected when handling other credit cards of the bank in the future. Including the bank credit card already held, it will be more difficult to withdraw the amount in the future. For this kind of credit card, everyone can actually use it normally, and then apply for cancellation when the qualification can be upgraded to a higher-end card type. ?