Application place: 1, local bank outlet; 2. Bank credit card center staff; 3. Most banks now support online banking applications. \x0d\\x0d\ Application conditions: 1, at least 18 years old and fully capable; 2. Have a stable repayment ability. \ x0d \ x0d \ Submission certificate: 1, ID card (required); 2. Work certificate or income certificate; 3. Real estate vehicles under their own names; 4. Financial assets under the name of the bank; 5. Social security; 6. Other bank credit cards, etc. The entry standards of each bank are different, so the above information may not be all, depending on the requirements of the bank. Work or income proof is very important. \x0d\\x0d\ First, please ask the credit card salesman or the lobby teller to fill out the application form. The other party will usually ask you to fill in the application form. You need to fill in your basic personal information, as well as your company phone number, home phone number and my mobile phone number. Two contacts (relatives or friends) and their mobile phone numbers and landline numbers. \x0d\\x0d\ Only after filling out the form can there be hope, and then submit the above information to the bank for review. The bank will decide whether to approve the card and the amount of the card according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, etc. One score segment corresponds to one result, from card approval to card approval. In addition, ICBC will make a star rating according to your assets in ICBC, and decide whether to issue cards according to the star rating. After submitting the form or online application, you can enter your ID number in the bank official website to check the application progress. The result is usually rejection or approval. After the approval, most cards will be mailed to your address, and you can use them after receiving the card activation. \ x0d \ x0d \ In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.