Different banks have different minimum credit cards. At present, the minimum credit card limit of ABC starts from 3,000 yuan, with ordinary cards generally ranging from 8,000-10000, and gold cards above10000. The bank determines your quota mainly based on the actual financial certificates you provide, including real estate, cars, salary certificates and so on.
Many people want to borrow cash in advance by credit card, which is actually not recommended when it is not necessary. Cash advance generally does not exceed 50% of your credit limit, and does not exceed the current available credit limit of the card. Cash borrowed in advance does not enjoy interest-free repayment, and interest is charged at a daily rate of 0.5 ‰ from the bank bookkeeping date, with compound interest on a monthly basis. You can see at a glance that the consequences are serious, so don't try it casually.