Speaking of credit cards, I believe everyone should be familiar with them. Many people have more than one credit card in their card bags. Credit cards greatly facilitate people's lives in daily life, especially for office workers, who are short of money when they see something they want in particular. At this time, the appearance of credit card can solve this problem perfectly, and wait until the payment is made. With the increasing popularity of credit card transactions, relevant departments are constantly strengthening the control of credit card transactions. This time, the bank severely cracked down on the chaos of credit card repayment.

Relevant surveys show that ICBC, China Everbright Bank and China CITIC Bank have all strengthened their control over credit card repayment channels. It mainly includes restricting the repayment outside the person, issuing credit card risk tips and using credit cards safely. Many bank staff said that the purpose of cracking down on this phenomenon is to ensure the safety of customers' funds and crack down on illegal repayment of credit cards. At the same time, cardholders are also required to standardize the use of credit cards. If there is still illegal repayment behavior and it has not been improved afterwards, methods such as reducing the credit card limit will be taken to ensure the safety of credit card funds.

Credit card repayment mainly refers to the cardholder's inability to repay in full before the final repayment date of the credit card expires, but he does not want to pay high interest with the minimum repayment amount. In order to keep a good credit record, I entrust others to return the credit card. After that, I will use credit card consumption to brush out the loan amount of others and return it to the other party.

This phenomenon is essentially like credit card cashing, which is also commonly known as card setting behavior. Although China has not issued clear regulatory measures for credit card repayment business, this kind of phenomenon involves illegal cash withdrawal of credit cards and the security of credit card funds, and these potential risks also need people's attention.