I have a Zhang Zhongxin credit card with an overdraft of 5000 yuan. Now I want to buy two mobile phones from Taobao. The total price is less than 3000 yuan. I want to pay with this card. Can I apply for installment repayment? If it is calculated at 3000 yuan, how much is the handling fee? How much should I pay back CITIC every month?

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Hello, if you want to pay by installment with CITIC Credit Card, you need to know the following points.

1: The installment business of CITIC Credit Card must be decided by CITIC Credit Card Center. Simply put, whether you succeed in staging is entirely up to the bank!

2: CITIC Bank does not support all merchants by stages! In other words, CITIC Bank will not agree to your installment of the products you bought in Taobao!

3. The merchants and websites that CITIC Bank can stage are as follows

( 1)/cards/fq/index.htm

(2) Gome, Suning Appliance, Fujian Yongle Commercial Household Appliances, Shundian Chain, etc. ........

(3)/eshop/mainpage_yg/index.htm

Note: Gome, Suning Appliance, Fujian Yongle Commercial Household Appliances, Shundian Chain, etc ... Not all stores support installment business. I suggest you call 40095558 in advance. Personally, I suggest you choose the third option: /eshop/mainpage_yg/index.htm (this is the Credit Card Mall of China CITIC Bank). I buy things here by stages, and there is no handling fee and no freight.