The credit card of CCB can only be divided into 24 installments at the longest. The interest rate for the 24th installment is .6% (charged on a monthly basis). Calculated as follows:
Fee: 6, * .6 = 36 yuan/month? 24-month handling fee * * *: 36*24=864 yuan.
principal: 6,/24 = 2,5 yuan/month
it needs to be returned every month: 36+2,5 = 2,86 yuan
In addition, the consumption installment should be handled from the end of consumption to 2 days before the latest bill date. You can register a real-name registration system user on the credit card website of CCB, enter "My Credit Card", select an unbilled RMB account, click the "Apply for Consumption Stages" button, select the number of installments, and confirm the application information and submit it. Attached Figure: Fee Rate of Consumption Stages