1. Deposit business: Banks accept customers' deposits and provide customers with various deposit methods, such as savings account, time deposit and demand deposit, to help customers manage funds and obtain certain interest income.
2. loan business: banks provide customers with various loan services, including personal loans (such as housing loans, automobile loans, education loans, etc.) and corporate loans (such as business loans and project loans, etc.).
3. Transfer and payment services: Banks provide various transfer and payment services, including domestic transfer, international transfer, credit card payment, online payment, mobile phone payment, etc., to help customers carry out capital transactions conveniently.
4. Investment and wealth management business: Banks provide customers with various investment and wealth management services, including wealth management products, funds, insurance, gold, foreign exchange and other financial products to help customers maintain and increase their assets.
5. Credit card business: Banks provide customers with credit card services, including credit card application, credit card repayment, credit card consumption, credit card points exchange and other functions to facilitate customers' shopping and consumption.
6. Electronic banking: Banks provide electronic banking services, including online banking, mobile banking, telephone banking and other service channels, which are convenient for customers to manage accounts and conduct transactions anytime and anywhere.
7. foreign exchange business: banks provide foreign exchange, foreign exchange deposits, foreign exchange transfers and other foreign exchange businesses to help customers conduct foreign exchange transactions and cross-border payments.
8. Corporate financial services: Banks provide corporate customers with various financial services, including corporate account opening, corporate loans, corporate investment and financing, corporate letters of credit and other services to support the operation and development of enterprises.
9. Trust, leasing and insurance business: Some banks also provide comprehensive financial services such as trust, leasing and insurance to meet the diversified financial needs of customers.
In a word, banks can handle all kinds of financial services, from basic deposits and loans to complex investment and financial management, corporate financial services and so on, covering a variety of customer needs such as individuals, enterprises and governments. The specific business types may vary from bank to bank, so you can choose the appropriate bank and financial products according to your own needs.