Privileges of the Bank of Communications Baiqilin Card: 1. 6 trips to the Bank of Communications VIP Lounge domestically and 6 trips to the PP Card VIP Lounge abroad. There are also 3 free supplementary cards. 2. Series of insurances: 1) The main and additional card is protected against card loss and fraud of RMB 100,000 within 72 hours. 2) 300,000 yuan for the main and attached card for road traffic accident injuries (ships/rail trains/cars, etc. but not including airplanes). 3) Family travel insurance: flight delay and baggage delay: the cardholder, accompanying spouse, and accompanying children will be compensated 500 yuan for every 3 hours of delay, up to a maximum of 6 hours each time (essential for travel). Travel medical evacuation and repatriation: 300,000 each for the cardholder, accompanying spouse, and accompanying children, which is exactly the requirement for the Schengen visa (this alone has saved WALLI thousands of thousands on Schengen visas in previous years). 3. The main card driver is drunk 6 times a year. 4. Unlimited 24-hour roadside assistance service. 5. 18:1 exchange for mileage from the four major airlines (China Airlines, China Eastern Airlines, China Southern Airlines, Hainan Airlines), 500,000 miles per year. 6. SMS reminders, new card reissue fees (including expedited processing fees), bill reprint fees, purchase order retrieval fees, overseas emergency loss reporting fees, and overseas emergency card replacement fees are all waived. 7. Branch VIP channel. 8. Platinum secretary hotline 4008-666-888.