CITIC Bank installment refers to the CITIC Bank credit card installment business. There are two ways to charge CITIC Bank credit card installments. One is a one-time charge, which means that the handling fees for all installments are collected at one time; the other is a one-time charge. The first type is charged in installments, which means that the handling fee will be included in each credit card bill on a monthly basis.

The two different charging methods have different impacts on early repayment. In the case of a one-time fee, early repayment will not bring any reduction in the handling fee. The fees collected will not be refunded; if you repay in advance while charging a handling fee in installments, the handling fees collected will not be refunded, but the handling fees for the remaining periods will not be charged either. If the handling fee is charged in installments, early repayment will be processed. There may be some reduction in handling fees.

It should be noted that early repayment by installments with CITIC Bank is allowed, but before early repayment, an application must be submitted to the bank one month in advance. Only after the bank has approved the early repayment can the repayment be allowed. .