In fact, if you only use it in China, there won’t be much difference. There will be no problem in supermarkets, shopping malls, hospital websites, etc.

The biggest difference may be online shopping abroad. , or buy air tickets on the website of a foreign airline, your UnionPay card may not be used, but Master and Visa cards can be used. And if you travel abroad, you can only withdraw money from ATMs with the UnionPay mark. , you can only pay by credit card at UnionPay merchants, but Master and Visa cards can be used without any hindrance.