A credit card can be used after successful application. Therefore, many people who are in urgent need of money will choose to apply for a credit card. So, which banks have the fastest credit card processing times? Let’s take a look.

What is the fastest credit card to apply for if you need money urgently?

China CITIC Bank

The main card applicants are between 18 and 65 years old, and the supplementary card applicants are between 16 and 75 years old. Natural persons who are 18 years old and have full capacity for civil conduct can apply for a CITIC Bank credit card, and the requirements are not high. In addition, although the CITIC Bank credit card limit is not very high, the limit can be increased relatively quickly, as long as the cardholder uses the credit card as soon as possible and maintains a good credit report.

Minsheng Bank

Applicants aged 18-65 years old, with a stable job and legal source of income, and the ability to repay on time can apply for a Minsheng Bank credit card. Minsheng Bank's credit card review threshold is low, the starting limit is relatively high, and the limit is increased quickly.

China Everbright Bank

China Everbright Bank has a low credit card approval threshold. As long as the applicant has a good credit profile, he or she can basically pass, and the credit limit is relatively high. The limit of most Everbright Bank regular credit cards can reach 10,000 yuan.

Ping An Bank

The principal cardholder’s application age is between 20 and 65 years old, and the supplementary card applicant’s age is between 14 and 65 years old. In addition, new user applications need to provide credit card application form, valid resident ID card, work certification documents and other information. At the same time, the applicant's personal credit profile must be kept good and the debt ratio should not be too high.

China Merchants Bank

The number of credit cards issued by China Merchants Bank is second only to Industrial and Commercial Bank of China. Its credit card application threshold is not high. Basically, as long as there are no problems with your personal credit report and you have a stable job and income, it can be approved.

Apply for a credit card that suits you. The threshold is low, the efficiency is high, the limit is high, and the approval rate is high. The credit card entrance of major banks: Minsheng Bank Credit Card is easy to apply for, the limit is high, and there is no annual fee to apply for it. Apply for Everbright Bank Credit Card for free, pass quickly, and have a high pass rate. Apply for this card, CITIC Bank Credit Card, multiple cards, multiple rights, apply for this card, China Merchants Bank Credit Card, multiple personalized card options, apply for multiple consumer rights, apply for this card, Ping An Credit Card, car owner rights card, video privilege card, travel privilege card, King co-branded card, multiple privileges. Choose to apply for the card. Apply for the card. Guangfa Tmall Supermarket co-branded card. Apply for the Taobao Tmall shopping discount card. Apply for the card. Ping An Bank Platinum Credit Card is free of annual fees in the first year, and consumption can be waived. There is an annual fee to apply for this card. CITIC Bank Credit Card-Yan Card Series has a limit of up to 100,000, and you can enjoy 50% off gourmet food with no annual fee. Apply for this card. Shanghai Pudong Development Bank JD.com PLUS Co-branded Card will give you a PLUS membership annual card with no annual fee for your first swipe. , you will be exempted from applying for the card the following year if you make 6 transactions

The credit card approval thresholds of the above-mentioned major banks are low and the card is issued quickly. You can pay attention to it.