China Merchants Bank's credit card car installment means that the bank provides a certain amount of installment quota according to the credit status of credit card holders to meet the needs of cardholders to buy designated brand cars during the disposal period of designated dealers.

Cardholders can repay the car purchase money in monthly installments only by paying a certain handling fee, which is a new car loan model that fully relieves the repayment pressure.

Car installment (car purchase) business only charges a handling fee, and cardholders can enjoy interest-free service as long as they repay in full and on time every month, and the handling fee is shared. Due to different brands and cooperation modes, the number of installments, handling fee rate and down payment ratio will be different.