Basic introduction Title: Easily grasp the types of credit cards and personal loans: Economic Management Publication Date: 20 15 04 1 Language: Simplified Chinese ISBN: 9787113179670 Author: Liu Yijie Publishing House: China Railway Publishing House Page: 20. Format: 16 brand: China Railway Publishing House's basic introduction, content introduction, author introduction, book catalogue, and basic introduction content introduction "Easy Mastering Credit Cards and Personal Loans" is easy to understand, step by step, and contains the basic knowledge of personal loans. It is suitable for readers who want to apply for credit cards or have initial contact with credit cards and personal loans, and can also be used as a reference for experienced credit card users. Author's brief introduction Liu Yijie, a senior expert, used to be a bank financial planner and is now a professional stock investor. With a solid investment theory foundation and rich practical experience, he was invited to devote himself to the writing of this book. How much do you know about credit cards in chapter 0 1 of the book catalogue?
1. 1 The mysterious credit card has magical functions.
1. 1. 1 consumer shopping
1. 1.2 Transfer settlement
1. 1.3 installment payment
1. 1.4 cash withdrawal
1. 1.5 micro-credit loans
1.2 Do you know the magic of credit cards?
1.2. 1 Consume in advance, enjoy first and then bear.
1.2.2 Easy travel, more convenient shopping by credit card.
1.2.3 credit accumulation, showing financial credibility.
1.2.4 Super affordable, enjoy super discount.
1.2.5 break through the restrictions and reach the whole country.
1.2.6 points can be exchanged, and consumption can also benefit.
1.3 How to classify credit cards?
1.3. 1 classified by card grade.
1.3.2 by card issuer
1.3.3 by card issuing object
1.3.4 Classification by affiliation
1.3.5 classified by circulation range
1.3.6 by currency quantity
1.3.7 by storage medium
1.3.8 by card shape
1.4 Understand the appearance of general credit cards.
1.4. 1 credit card positive information
1.4.2 information on the back of the credit card
Do you know the major institutions of 1.5 credit cards?
1.5. 1 China unionpay
1.5.2 international visa
1.5.3 mastercard international
1.5.4 American Express
1.5.5 Dinka
1.5.6 JCB International Credit Bureau
1.6 what do you know about the technical terms of credit cards?
1.6. 1 cardholder
1.6.2 credit line
1.6.3 Available lines
1.6.4 cash withdrawal limit
1.6.5 bookkeeping date
1.6.6 due repayment date
1.6.7 Interest-free repayment period
1.6.8 bill amount
1.6.9 Minimum repayment amount
1.6. 10 overrun fee
Overpayment 1.6. 1 1
1.6. 12 late payment fee
1.7 Discover some values of credit cards.
1.7. 1 Easy to save living expenses
1.7.2 Effectively enhance the credit image.
1.7.3 It is more convenient and economical to shop in large quantities.
1.7.4 get a free discount.
1.7.5 to gain additional income.
Chapter 02 Want to get a credit card, have you defined your requirements?
2. 1 Understand the advantages of various credit cards.
2. 1. 1 various co-branded credit cards
2. 1.2 Single currency card and dual currency credit card
2. 1.3 theme credit card
2.2 Which group do you belong to and decide what card to use.
2.2. 1 shopaholic credit card
2.2.2 Understand the credit cards of fashionable women.
2.2.3 Guard the owner's credit card.
2.2.4 Understand the credit cards of young students.
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Chapter 03 Choosing credit cards, do you know these cards?
Chapter 04 Applying for a Credit Card. Do you know what to do?
Chapter 05 Using credit cards, do you know these methods?
Chapter 06 How many credit card repayment methods have you mastered?
Chapter 07 Mastering credit cards, you can also become a card god.
Chapter 08 Car Purchase Loan
Chapter IX Housing Loan