The subject wants to ask, "Is it true that the credit card of Guangfa Bank is over 20 minus 5?"? Really. Guangfa Bank's credit card is over 20 minus 5, which is an activity with the beginning of 62 launched by China UnionPay Express APP for eligible Guangfa UnionPay credit card holders. It is true and effective, as long as it meets the conditions. 20 yuan has the opportunity to enjoy the preferential treatment of reducing 5 yuan after a single consumption. A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers.