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What are the requirements for applying for a credit card?

If you are applying for an ordinary debit card: The applicant needs to be over 16 years old, and then you can go to the Industrial and Commercial Bank of China to apply for a debit card with your ID card. If you are applying for an ICBC credit card, you will need more information:

1. Proof of identity: You need to use proof of identity when applying for a credit card. The information that can be used as proof of identity during application include resident ID card, Military officer's ID card, Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan compatriots, foreign passports, etc.

2. Work certificate: Because work is a very important focus of the bank when conducting credit card review, the card applicant needs to provide information that can prove his or her work, such as a copy of the work permit and a work certificate issued by the work unit. The original, a copy of the professional qualification certificate, and one of the copies of the professional title.

3. In order to obtain a credit card as soon as possible and obtain a relatively large credit limit, you also need to submit to the bank information that can be used as proof of your financial resources, such as salary records issued by the bank, income certificates issued by the unit, and income tax. And copies of withholding vouchers, self-owned car driving licenses, bank deposit certificates, house title deeds and other documents.

Extended information:

The process of applying for a bank card:

1. Bring your ID card and a small amount of cash to a bank branch;

< p>2. Fill in the form with the assistance of the staff in the bank lobby;

3. Queue to get a number, and at the same time copy the ID card with the assistance of the staff;

4. Call the number at the counter , go to the counter and hand the completed form and ID card to the bank teller. When applying for the card, you will need to sign and enter a password. The password is a six-digit number. After setting it, you must remember it. This will be your future withdrawal password; < /p>

5. After all the procedures are completed, you will get a bank card. If you handle online banking at the same time, you will get a security card or a USB shield at the same time;

6. After completing the card application, Just take your belongings and leave.

2. You can apply to register and open personal online banking at ICBC through the following three methods:

1. Self-service registration: You can directly fill in personal relevant information online for self-service registration. After self-service registration, your online banking service will be activated immediately. However, external transfers and other special services need to be applied at our bank counter.

2. Ordinary counter account opening: You can apply for registration at any branch of our bank where you open an account. After submitting the application form, you can enjoy online banking services immediately. If you need to use the external transfer function and other special services, please apply for activation at the same time.

3. Open an account in the personal financial management area: Elite account customers can go to the personal financial management area of ??our bank branches to complete the registration procedures. After registering in the financial management area, they can enjoy online banking services immediately.

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Bank cards refer to consumer credit and transfer funds issued to the society by approved commercial banks (including postal financial institutions) A credit payment instrument with full or partial functions such as settlement, cash deposit and withdrawal, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the bank card automatic settlement system has made the dream of a "checkless, cashless society" a reality.

Online banking, also known as Internet banking, online banking or electronic banking, is a virtual counter set up by banks on the Internet. Banks use network technology to provide customers with account opening, account cancellation, inquiry, and reconciliation through the Internet. Accounts, intra-bank transfers, inter-bank transfers, credit, online securities, investment and financial management and other traditional services H enable customers to safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.