Many credit card users must understand the standard of collecting and reducing the annual fee before applying for a card, otherwise it is easy to pay the annual fee because they have missed one or two purchases. Many riders who want to apply for ETC credit cards are more interested. Which bank ETC does not charge an annual fee? Today, I will give you advice and teach you how to avoid the annual fee. ETC credit cards issued by banks have their own annual fee collection standards, which are generally charged according to the card grade: Agricultural Bank: Agricultural Bank of China has tailored many ETC credit cards for local private car owners, such as Shandong Lutong ETC Credit Card, Anhui Communications ETC Credit Card, Hebei Jitong ETC Credit Card, etc., all of which have only issued UnionPay gold cards, and the annual fee is directly exempted in the first year, and the annual fee for the following year can be exempted if the card is swiped for five times throughout the year (including high-speed pass deduction and daily consumption). Hubei Tongqu ETC Credit Card and Hunan Xiangtong ETC Credit Card have two levels: gold card and platinum card, which are also free of annual fees in the first year. The gold card is swiped five times a year and the platinum card is swiped 12 times a year, which is free of annual fees in the following year.

guangfa bank: from the above, all banks have their own annual fee collection standards for ETC credit cards, but they can all reduce the annual fee by swiping the card to meet the standard, and the consumption standards are relatively low, which can be easily achieved by car owners as long as they have card awareness.