1. Introduction of credit card repayment methods of CCB. CCB provides seven repayment methods, such as counter, agreement account, ATM, online and 95533. You can choose according to your own needs. If you have more than one master card at the same time, please pay attention to the corresponding++repayment when repaying. In order to ensure the success of repayment, every repayment must be made in full. You can make repayment in cash or by transfer at the counter of China Construction Bank. If you return dollars or euros, you can purchase foreign exchange directly at the counter for repayment. The agreed account repayment will be automatically repaid. Credit card RMB payable can be repaid through RMB agreed account (the agreed account must be your debit card, current passbook account or quasi-credit card account opened in local CCB), and credit card USD payable can be repaid through USD agreed account (the agreed account must be your 19 foreign currency passbook account opened in local CCB) or RMB agreed account (the agreed account must be your debit card, Current passbook account or quasi-loan account opened in local CCB) You can call 400 customer service number and use RMB deposit in your Longka credit card or available amount to purchase foreign exchange to repay your USD repayment. Please call to purchase foreign exchange on the day of deposit, so as not to deduct it from other RMB account transactions first. You can transfer the funds of your debit card and quasi-credit card to your credit card account for repayment through ATM equipment. (Shanxi and++areas have not yet been opened). You can log on to the online bank of China Construction Bank and use the debit card and quasi-credit card account of China Construction Bank to repay the money of Longka credit card account. The specific repayment steps are as follows: first, log in to your online bank of China Construction Bank; Secondly, select the credit card menu, click the credit card repayment, select CCB and CCB, and enter the repayment page; Then, you can choose to use your own credit card to repay, or you can choose to use someone else's credit card to repay. You need to choose a credit card account (if you use someone else's credit card to repay, you need to enter the name of the credit card holder and the credit card++); Finally, select the repayment account you have signed, enter the repayment amount, and click Next to conduct the transaction. You can call local 95533 of China Construction Bank, use your dragon card, local credit card (quasi-credit card) or wealth management card, and make RMB repayment to your credit card through its self-service voice (this function has not been enabled for business cards and supplementary cards). The operation method is as follows: Method 1: Dial 95533, select 5 to transfer money, enter the account number or ID number, and select 3 to repay by credit card; Method 2: Call 95533, select 6 credit cards, and select 1 credit card for repayment. You can use personal bank settlement accounts (such as savings cards, etc.). ) opened by other domestic banks for repayment. If repayment is made in this way, you should go to other bank outlets for inter-bank repayment of Longka credit card at least two days before the due repayment date. If you have signed an online banking contract with other banks, you can also complete the repayment through their online banking.

Can CCB credit card repay in advance? How to return it?

Of course. Customers can handle credit card repayment in the following ways: 1. Log in to mobile banking and follow the prompts through the "Credit Card" menu. 2. Log in to personal online banking and follow the prompts through the menu of "Credit Card-Card Account Transaction-One-click Repayment". 3. Go to the homepage of CCB official website and follow the prompts through the menu of "Credit Card-Credit Card Homepage-Service Hall-I want to repay-One-click repayment/repayment for myself". At the same time, customers can deposit money into credit cards through ATMs and outlets, or transfer money through third-party channels such as inter-bank transfer and Alipay.

(In case of business changes, please refer to the actual situation. )

How to repay the construction credit card?

Credit card repayment method of China Construction Bank:

1. Repayment at the bank counter: go to the counter of the credit card issuing bank to repay manually, and tell the teller that the credit card can be repaid, and cash needs to be prepared in advance.

2.ATM repayment: to deposit money at the ATM of the credit card issuing bank, you need to prepare cash in advance.

3. Online banking repayment: find a savings card with rich balance and online banking, transfer the money to a credit card account, and the peer or bank will repay the money. There will be a little handling fee for cross-bank operation.

4. Debit card binding repayment: Generally, when processing a credit card, the bank staff will ask whether to handle a peer's debit card, bind the debit card to the credit card, and set the debit date (set before the credit card repayment date). As long as the savings card has sufficient funds, the bank will automatically withdraw money from the debit card to repay the credit card every month, so there is no need to worry about overdue repayment of the credit card.

5. Alipay repayment: Alipay itself has a credit card repayment function. Click to bind your credit card, and you can see the bill amount every month. You can use the bank card bound by Yu 'ebao or Alipay for real-time repayment, or you can make an appointment for repayment, that is, set the repayment date for repayment. As a third-party platform, Alipay will charge a little fee.

6. Mobile app repayment: Every bank has its own mobile app. Open the APP to enter the credit card repayment interface and operate the repayment.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3. 1

Application version: v5.7.0.002

CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card.

Interest:

Interest-free repayment period: Interest-free repayment period refers to the interest-free period of consumer transactions enjoyed by cardholders who repay in full on time. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.

Tip:

If you don't repay in full before maturity, you won't enjoy the interest-free period. The Construction Bank will charge interest at a daily interest rate of 0.5 ‰ and compound interest monthly. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated according to the actual amount payable.

If the repayment is not made before the due repayment date or the repayment amount is lower than the minimum repayment amount, CCB will charge interest as required, and at the same time charge a late fee of 5% of the minimum repayment amount.

This is the end of the introduction of how to repay CCB credit card and how to repay CCB credit card. I wonder if you have found the information you need?