The gap between the credit card statement date and the repayment date is twenty days. Generally speaking, there may be certain errors between different banks, and the specific regulations of the card issuing bank shall prevail. When applying for a credit card, bank staff will inform the user in advance of the specific billing date and repayment date of the card held. Some bank statement dates are fixed, and some bank statement dates are randomly formed.

Most banks have their own fixed billing dates and repayment dates, but Bank of Communications is special because Bank of Communications does not have a fixed billing date, so the repayment date is not fixed. Date, as long as the repayment is made within 25 days after the bill date. Many cardholders have a misunderstanding that repayment must be done on the same day as the credit card repayment date. In fact, this is not the case. You can repay from the bill date to the repayment date. As long as you don’t repay overdue, it won’t have much impact.

The repayment grace period set by most banks for credit cards is about three days. That is to say, if the payment is overdue for more than three days, it will be recorded on the personal credit report. If your credit card is from Industrial and Commercial Bank of China, you should be very careful. Because ICBC does not have a grace period for repayment, that is to say, the bill amount must be paid off before 24:00 on the repayment date, otherwise, it will be considered overdue.

Before the repayment date comes, if you find that you have difficulty repaying the loan, you can choose to repay in installments. If you do not have enough funds to repay in installments, you can work with relatives and friends around you to make a turnover in advance.