Building a credit card: Only the owner card has a slight advantage. However, you need an annual fee of 200 yuan, and you can wash your car for free every week, which is very cost-effective for car owners.

Shenfa Credit Card: No Advantage

Everbright Credit Card: No Advantage

China Merchants Credit Card: Relatively good, there are many activities of bank merchants, and the bonus gifts are good, but the bonus ratio is small.

Guangfa Credit Card: It's relatively good. There are many activities of bank merchants and many points. True feelings card 3 times points, the owner card 5 times points. But the starting point for redeeming gifts is higher.

ICBC Credit Card: There is no handling fee for cash withdrawal.

Credit cards in all walks of life have their own advantages and disadvantages. If used well, everyone can enjoy its advantages.