Can the ICBC bank card account be closed in another place?

ICBC cards cannot be canceled in other places. You need to go to the bank where the account is opened with your ID card to cancel.

Logout process:

1. Queue to get the number, and copy the ID card with the help of the lobby staff;

2. After calling the number at the counter, give the ID card , hand the bank card to the counter staff;

3. Inform that you need to cancel the card, and the staff will handle the card cancellation business;

4. During this period, you need to enter the bank password and confirm the business Sign the form;

5. Bank staff will cut the bank card;

6. Get back the cut bank card, ID card, and business receipt, and you are done. handle.

Credit card account cancellation:

Credit card account cancellation is a must if you do not plan to continue using it. If you do not cancel the account, the bank will charge the annual fee of the credit card on an annual basis. If the card is not overdrawn, you can apply for account cancellation at any time.

If your card has not expired, you need to apply first and go to the bank after a certain period of time to cancel the account; if the card has expired and the account balance is zero, you can go directly to the designated bank outlet Complete account cancellation procedures.

When canceling an account, you should bring the original valid identity document and card. If it is inconvenient for you to go through the account cancellation procedures, someone else can do it for you. The agent must hold a power of attorney written by the principal (in person) and bring the original valid identity document to handle the account cancellation business.

If your card has not expired when canceling a credit card account, some banks stipulate that you need to go to a designated outlet to handle the card collection business, and then go through the formal account cancellation procedures after a certain period of time (up to 30 days) .

This is mainly because if the cardholder has made a manual card pressing transaction before canceling the account, the cardholder has already canceled the account before the merchant has submitted the card pressing slip to the bank for entry into the account. , so the bank cannot liquidate regularly; on the other hand, if the cardholder consumes or withdraws cash overseas, it may take a few days to liquidate. If the account is closed immediately, it will also affect the bank's normal liquidation.

Extended information:

If the balance in the card is greater than 50,000 yuan (inclusive), or you need to apply for account adjustment or cancellation agreement in the card, you must also provide your valid identity document, and at the same time, To withdraw the amount, please contact the branch in advance to make an appointment. The cancellation procedures for secondary vocational student financial aid cards and military security cards are slightly different; if there is an unsettled personal comprehensive loan agreement in the card, cancellation of the card in another location is not supported.

In December 2015, the China Banking Regulatory Commission issued the "Notice on Matters Concerning the Banking Industry's Combating New Illegal Crimes in Telecom Networks" (hereinafter referred to as the "Notice"). The "Notice" stipulates that starting from January 2016 Starting from the 1st, in principle, the same customer cannot open more than 4 debit cards at the same institution (excluding social security cards).

At the same time, the "Notice" also stipulates that "the same agent shall not issue more than 3 cards at the same commercial bank in principle. Debit cards issued by an agent require the agent to present his or her valid identity card at the counter. The card can only be used after face-to-face application.”

The “Notice” also requires that for customers who already have more than 4 debit cards, the bank should proactively contact the customer to verify. Out of service.