Bank of China is not closed during the National Day and you can apply for bank cards. During the National Day, the working hours of banks are from 10 am to 4 pm. During this period, only personal services, such as personal savings and bank cards, can be processed. Bank of China does not handle corporate business during the National Day. If you want to handle corporate business, you can only wait until after the holiday.
1. Debit card application process:
1. When applying for a card, you need to go to the bank with your ID card to fill out the application form for opening an account and applying for a card, and then arrange a number.
2. Waiting for your number to be called, the counter staff logs into the bank system to register for account opening and apply for a bank card.
3. Cooperate with the counter staff to confirm account opening and activate the bank card.
4. Bank card application is completed.
2. Credit card application process:
1. You need to apply for a credit card first. In most cases, citizens with full civil capacity and certain financial resources can apply for a credit card from the issuing bank.
2. Review after application. The card-issuing bank will review the applicant's reputation after receiving the application form and related materials submitted by the applicant. The review content mainly includes whether the content of the application form is true, assessing the credit rating of the applicant unit, and reviewing the relevant information of the guarantor for the individual.
3. The card will be issued after review. After the applicant successfully applies for a credit card, the card-issuing bank will open a separate credit card account for the cardholder at the card-issuing bank for settlement after consumption and cash withdrawals.
4. After the card is issued, you need to open the card yourself. Since the credit card is mailed after the application is approved, there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from the loss of stolen credit cards, the credit card needs to be opened in person.
To sum up, the procedures for applying for a credit card and a debit card are different. When applying for a credit card, you need to bring your ID card or a copy of your ID card, proof of residence, proof of unit income or proof of personal assets, etc. After filling out the application form, go to the bank's head office for filing. After the bank's head office reviews the application materials, it will take about twenty working days to issue the card. Applying for a debit card is relatively simple. You only need to bring your ID card, fill out the application form at the bank where the account is opened, and then the card can be issued to the applicant.