The bank that owes the credit card can apply to the court to seal up the property. The people's court may seal up the residential houses necessary for the life of the person subjected to execution and his dependent family members, but may not auction, sell off or pay off debts.

the Supreme People's Court's provisions on the seizure, seizure and freezing of property in civil execution by people's courts:

Article 6 The people's court may seal up the residential houses necessary for the life of the executors of destroyed trousers and their dependents, but may not auction, sell off or pay off debts.

Article 7 The Xianxiao People's Court may, upon the application of the executor, execute houses and daily necessities that are more than the necessities of the life of the executed person and his dependents, after ensuring the minimum living standard of the executed person and his dependents.

Article 6 of the Provisions of the Supreme People's Court on the Attachment, Seizure and Freezing of Property in Civil Execution by People's Courts

The people's court may attach the residential houses necessary for the life of the executed person and his dependents, but may not auction, sell off or pay off debts.

Article 7 of the Provisions of the Supreme People's Court on the Seizure, Seizure and Freezing of Property in Civil Execution by People's Courts

The people's court may, upon the application of the executor, execute the houses and daily necessities that are more than necessary for the life of the executed person and his dependent family, after ensuring the minimum living standard of the executed person and his dependent family.

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