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What is the phone number of CITIC Credit Card Center?

4008888824 is the customer service number of China CITIC Bank Credit Card Center.

When CITIC Credit Card customer service calls, after answering, they will indicate the intention of the call, such as: marketing promotion business, satisfaction survey, introduction of the bank's latest products, verification of user credit card information, redemption of credit card points, etc. You can give a clear answer, and after reaching an agreement with customer service after the answer, you will normally not be contacted again.

Use of CITIC Credit Card and manual customer service:

The customer service hotline of Bank of China Credit Card is available to users 24/7. Users can call to handle related business at any time. For example, you can use the customer service phone number to handle temporary loss reports, check available credit, check points, etc. When calling this phone number, you need to check the user's information before handling related services.

Bank of China credit cards must be repaid on time after use. If users have difficulty in repaying, they can use installment repayment or the minimum repayment amount to avoid overdue payments. You can also borrow money from friends around you and repay it, but you must return it to your friends promptly after borrowing money.

It should be noted that users will pay a certain fee when using a credit card to repay in installments, and the credit card limit will be occupied after using the installment plan. At this time, the use of credit cards for consumption will be affected to a certain extent. However, every time the user returns an issue, part of the credit card limit will be restored.

Users must consider their own income when using credit cards for consumption. Only in this way can they avoid overdue repayments in the future. Usually, as long as the credit card consumption limit does not exceed 50% of personal monthly income, you can guarantee on-time repayment, and do not pursue high limits when using credit cards, because high limits will make users develop bad consumption habits.