1. Inquiring about personal credit information in official website, the credit information system of the central bank
1. First, open the search engine, search the credit information center of the People's Bank of China (be sure to click on the certified official website to prevent pirated websites from stealing personal information), click on the Internet personal credit information service platform, and then click Start immediately. If you have an account, you can log in directly. For the first inquiry, you need to register an account. Click on the new user registration, and then enter your name, ID number and verification code. After registration, you can register.
2. After logging in, click to apply for credit information, and then select a verification method, including three options, namely bank card verification, digital certificate verification and question verification. Select a verification method that suits you, and then select the information you want to query, which is also three items, namely personal credit information prompt, personal credit information summary and personal credit report. You can select all three options, and then click Next.
3. Take the bank card verification as an example. Click Next and choose to obtain the UnionPay authentication code. Then enter the bank card number, name, ID number and mobile phone number reserved when handling the bank card in the pop-up page. Click Submit for verification, and you will be prompted for the authentication code. Then you will return to apply for credit information, enter the authentication code, and then click Submit, and you will be prompted to enter the identity verification code. Then the mobile phone will receive the identity verification code, and you can query after entering it.
second, queue up at the office of the local people's bank for inquiry
The location is exactly: the credit management department of the local people's bank for inquiry. At this time, some people don't understand what kind of bank this China People's Bank is-this bank is a government agency that exists in every city. When you go to the office of the credit management department of the local people's bank, there must be a special, relatively large, hall-like place for your convenient inquiry.
third, the people's bank of China set up a point inquiry in commercial banks
in order to facilitate credit inquiry, the people's bank of China has set up a special inquiry machine in many commercial banks, which can inquire and print reports. It is also convenient to inquire about credit information in this way. It's more convenient to print the letter report or print it in paper. Generally, banks require paper for reference. At the same time, we should also remind everyone that credit card bills must be repaid on time and not overdue. In addition, if the inquiry of personal credit report is for loan preparation, the loan can be successful only if the loan owed under the name is returned before the inquiry.