1. If you use Guangfa Credit Card, you will get 1 points for every 1 yuan, and so on.

2. Cardholder's birthday (natural month) can get double points for spending by swiping the card in the month.

3. For the special card and special activity integration rules, integrate according to the integration rules of different cards and the specific integration rules of activities respectively.

4. If the cardholder returns the goods or services purchased by credit card for any reason, or returns the goods purchased by credit card for other reasons such as account signing disputes, Guangfa Bank will deduct the original points.

5. The total points of the main card, auxiliary card, special card and virtual card of Guangfa Credit Card are recorded in the main card account. Supplementary cardholders cannot redeem bonus gifts, but they must be redeemed by the main cardholder.

6. The same type of points of the same cardholder in different accounts can be combined and redeemed according to the highest card level. Integral mall comprehensive payment method, the points are deducted according to the card points of the same branch within the validity period.

7. You can accumulate points when spending or participating in activities, and the validity period of points must be consistent with the validity period of accumulated points.