If the credit card overdraft fails to be repaid, it should be repaid as soon as possible, or the repayment pressure should be reduced by stages. Try to avoid overdue, otherwise it will have a series of adverse consequences, such as: default interest will be imposed after overdue; Overdue records are recorded in credit information; Will be blacklisted by banks; Will be sued by the court to seal up the mortgaged property and other consequences

Legal objectivity:

Article 675 of the Civil Code of People's Republic of China (PRC) stipulates that the borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.