First, to check whether the credit card is overdue, you can check a credit report, which shows how many long credit cards I have, usage and other loans.

Second, the query method is as follows:

1. Bring your ID card to the local central bank credit information center for on-site inquiry;

2. Inquire through some bank ATMs or websites;

3. Log on to the website of the Central Bank Credit Information Center, register and submit the inquiry application.