The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:
Twenty-second special units shall not refuse to accept valid credit cards legally held by cardholders and issued by contracted banks for any reason, and shall not charge cardholders extra fees for using credit cards.
Special units shall not pay cash to cardholders by pressing cards, signing bills or returning goods. The overdraft business of each card-issuing bank must be included in its credit scale for management. Overdraft is transferred to short-term loan accounting.
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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:
Article 53? The rights of the cardholder:
(a) the cardholder has the right to enjoy all the services promised by the issuing bank to his bank card, and has the right to supervise the service quality and complain about the behavior that the service quality does not meet the requirements.
(2) Applicants and cardholders have the right to know the functions, usage, charging items, charging standards, applicable interest rates and related calculation formulas of the bank cards they choose.
(3) The cardholder has the right to ask the issuing bank for the statement of account within the specified time, and has the right to ask for inquiry or correction of account contents.
(4) After the procedures for reporting the loss of a debit card are completed, the cardholder will no longer be responsible for the changes in the funds in the corresponding account in the card, unless otherwise decided by the judicial organ or the arbitration organ.
(5) The cardholder has the right to claim the credit card contract and keep it properly.
Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business