1. Ping An Bank's credit card can delay repayment for a few days at most
Thank you for using Ping An Credit Card, in order to protect your interests to the maximum extent. Our bank has provided the cardholder with a repayment grace period of up to 3 days. We only need to ensure that full repayment within 3 days (inclusive) after the final repayment date will not generate interest, or paying off the minimum repayment amount within 3 days after the final repayment date will not generate late fees. I hope you are satisfied with the above answers. You can also download Ping An Tianxiatong bound credit card to experience different business circles.
2. Is there a three-day grace period for repayment by Ping An Bank?
Yes, Ping An Bank has a three-day grace period for repayment.
if you ensure that the payment can be received within 3 days (inclusive) after the final repayment date, there will be no interest and late fees. If you fail to pay off the minimum repayment amount of the current period on time before the due repayment date, our bank will charge a late fee and cyclic interest to be included in your next bill.
★ Calculation method of cyclic interest: If the repayment is not made on time, our bank will calculate the interest by stages, and will start to calculate the interest from the bookkeeping date of each transaction in the bill until the transaction is paid off.
★ Calculation method of late payment fee: when the overdraft principal does not exceed 2 yuan or US$ 3, the late payment fee will be charged according to the overdraft principal; When the overdraft principal exceeds 2 yuan, the overdue fine will be charged at 5% of the unpaid part of the minimum repayment amount, with a minimum of RMB 2 yuan or USD 3.
3. Is there a handling fee for repaying Ping An Bank credit card with ICBC Alipay Cartoon?
hello, landlord! There is no handling fee for repayment through online transfer!
4. Is there a grace period for Ping An Gold Cartoon repayment?
ping an jintong card belongs to unionpay gold card level, and the repayment grace period is 3 days. if the cardholder does not record the overdue repayment within 3 days after the credit card repayment date, it will be considered as normal repayment and will not affect personal credit information.
In addition, Ping An Jintong Card is a credit card, but at present it does not support installment and cash advance, and it does not support minimum repayment. However, Ping An Jintong cardholders can enjoy an interest-free period of 16-5 days, and they can accumulate credit card points and credit when spending.