Why is the Bank of Communications Credit Card rejected in seconds

When applying for a Bank of Communications credit card, there are two situations, one is second approval and the other is second rejection, but the second approval is rare, and the most common one is second rejection. Then, why is the application for a credit card rejected? There are many reasons for this. Let's take a look at it.

Many friends have little patience when filling out the application form when applying for the Bank of Communications Credit Card. They only think about how to fill out the application form quickly and submit it, so they only pay attention to the filling speed and ignore the details. Therefore, it is easy to fill in some information incorrectly, or there are missing items, and so on, which will lead to problems such as second refusal.

We strongly disapprove of this practice. After all, filling out the application form is not an exam, and there is no time limit. There is absolutely no need to race against time. You can spend more time checking the information after filling out the application form. In particular, important information such as mobile phone, landline, work unit and address must be filled in correctly, and there must be no inconsistency.

Secondly, the application for a credit card was rejected for a second, and it may be because some basic card application conditions were not met. After all, only friends who meet the card application conditions can successfully apply for a credit card.

generally speaking, there are three basic conditions for handling a credit card: one is to be 18-65 years old, the other is to have a stable job and income, and the other is to have a good credit report. Of course, the required conditions will be different for different credit card types or card grades.

Summary:

If you want to apply for a Bank of Communications credit card, you must ensure the authenticity of your personal information when you apply, and the information should be as complete as possible. After filling it out, you'd better check it again from the beginning. If the online application is rejected due to data problems, you can directly bring your ID card and other original materials to the bank outlet to apply.

Another thing is that Bank of Communications attaches great importance to the landline number, because in the eyes of Bank of Communications, it is impossible to prove that this person is real without providing a landline. Therefore, the landline filled in at the time of application must be accessible. If there is no landline in the company, you can also fill in the landline of relatives and friends.

why did I apply for a credit card in online bank of communications, but three consecutive applications were rejected?

1. For credit card applications, academic credentials are not used as all the audit materials.

2. The credit card review has a very important relationship with your income certificate and working years. Banks are better able to judge your solvency.

3. In the process of telephone information review, the company phone number will be dialed, and the bank will not dial if you leave your home phone number.

if you want the audit to be successful, you need to provide:

1, my ID card

2, income certificate issued by the company (fresh company stamp)

3, social security card (some banks will require it to increase your approval rate)

4, work permit (card)

. If none of them pass the preliminary examination, try to apply again through business outlets or credit card handlers.

the education is not used as the main assessment. You don't need to provide relevant academic credentials when applying.

social security is to provide your social security card, and it is also used to increase your audit probability. If not, you fill in yes, how can you provide it?

Why should Bank of Communications fail to apply for a credit card blindly?

Bank of Communications credit card has always attracted the majority of cardholders with powerful preferential activities, the most noteworthy of which are its regular activities such as "the most red star period on Friday" and "weekly brushing". There are more people applying for cards, and naturally some people encounter bank refusal, so why did the Bank of Communications fail to apply for a credit card? Come on, let's find out why.

Reasons for the failure of Bank of Communications' credit card application

1. Poor personal credit information

Once overdue, it has even been blacklisted by Bank of Communications, so it is easy to refuse to apply for a credit card, and there is no possibility of "turning over". This shows how important it is to maintain a good personal credit record.

2. The application conditions do not meet

The applicant is engaged in restricted industries of credit card issuance, such as freelancers, seafarers, night shows, bar waiters, employees of express delivery companies, etc. The applicant's age, working years, salary income or other financial resources have not reached the required card issuing standards; The relationship between the supplementary card applicant and the main card applicant does not meet the requirements; The applicant's income, work and other comprehensive factors are unstable, and the risks are high.

3. The application materials filled in are untrue

In order to improve the success rate of card application and even blindly pursue high credit, many cardholders will exaggerate or falsely fill in their work units and income, etc. Once the bank finds any abnormality during the verification process, it is very likely that the card application will be rejected.

4. Too many credit cards

The applicant has too many credit cards on hand, and the personal credit line has reached the peak; Or the bank thinks that the applicant has a malicious card application and is suspected of cashing out, so it will not be approved and the application will fail.

5. Incorrect application channels

There are many channels for Bank of Communications to apply for a credit card. If you want to apply for a high credit, you'd better choose a bank outlet. Even if the online application is convenient and fast, the probability of application failure will be higher. In addition, in addition to banks or third-party channels authorized by banks to apply for cards, there will be many "black intermediaries" in the market, so don't fall into the pit.

How long does it take for Bank of Communications to apply for a credit card again after it fails?

1. According to Bank of Communications, it takes 5 days to apply for a card online if it is rejected for the same type of card. The details are as follows:

The same ID card, the same mobile phone number and the same type of card can be applied again after 5 days;

The same ID card, the same mobile phone number and different types of cards do not limit the time for re-application.

Reminder: Don't be discouraged when the Bank of Communications fails to apply for a credit card. As long as you can master the skills of applying for a credit card and avoid the above reasons that easily lead to the failure of applying for a card, it is difficult to apply for a card successfully. In addition, when choosing the channel of card application, it is safe and fast to choose a formal channel with bank authorization, such as credit card application!

This is the end of the introduction about why the traffic credit card was rejected and why the credit card was rejected. Did you find the information you needed?