It is necessary for ordinary people to find out the specific cost of credit cards. If the credit card is used normally, the cardholder is free of charge, and the same is true in different places.

Credit cards usually incur five kinds of fees:

The first type: annual fee. General banks will have corresponding reduction and exemption policies, such as point redemption, credit card frequency or quota;

The second type: cash withdrawal fee and interest. If you are in a hurry to use money, you can use your credit card to withdraw money at ATM or counter, and you will be charged at this time;

The third type: overdue handling fees and interest, which are charged without interest if not repaid in time;

The fourth type: the over-limit fee, for example, it is terrible if you accidentally maxed out the card;

The fifth type: card replacement fee for loss reporting. For example, if you accidentally lose your card, the cost of replacing it is indispensable.

I understand these expenses and hope that the landlord will use a credit card.