After a credit card is blocked, the card cannot be used normally and is in a frozen state.

In addition, if the bank forcibly blocks the card due to bad behavior such as overdue repayment or illegal use of the card, it will affect the credit report and be blacklisted by the bank, which will affect future credit card applications and Loan applications, etc., and it’s also difficult to unblock credit cards.

If the cardholder actively applies to block or freeze the card because of the risk of using the credit card, there will be no adverse effects, and it is very simple to unblock the card, just call customer service to apply.