2. Close the online banking. Personal online banking such as Postal Savings Bank 7.0.2 chose to close the SMS reminder industry.
3. Mobile banking is closed. You can call the customer service hotline of the relevant bank and ask for help to manually turn off the SMS reminder service.
Precautions for credit card use:
1. Pay attention to two dates: bookkeeping date and repayment date.
Generally, the repayment date is 20 or 25 days after the bill date, and the card is swiped the day before the bill date, with the shortest interest-free period.
2. Credit card information protection.
The three key information on the face of a credit card:++,expiration date and CVV code, affect your card security, especially the CVV code, which is as important as the password. It is recommended to use correction fluid or paste, and directly scrape the CVV code from the heart with a blade.
3. Diligently handle credit cards, in order to avoid annual fees; Only when the repayment is made on time can the amount be withdrawn.
Generally, you can avoid the annual fee by swiping your card six times. So be sure to pay the annual fee. In addition, we can improve the credit card limit and credit record by swiping more cards, which is also a way to improve the credit limit. S: Card-free payment is also very convenient for offline consumption, and it can be used in many combinations.
4. Choose the repayment method that suits you best.
In this information age, repayment methods are diversified, and you don't have to go to bank outlets or ATM to transfer repayment.
5. If++doesn't work, or repayment is delayed due to something, you can call customer service to apply for deferred repayment.
If your funds are not repaid, don't worry, call the bank customer service immediately and apply for deferred repayment 1 to 3 days.
6. When funds are tight, extend the interest-free period.
When applying for changing the bill date, we should pay attention to calculating the bill date and time, enjoy the longest interest-free period, and relieve the pressure of tight funds. But it says that some banks can only apply for change once every six months, and some banks can only change once in their lifetime!
7. Say no to all unreasonable charges
Anyone who has unreasonable charges for credit cards can call customer service and bargain with customer service to apply for cancellation of unreasonable charges. If the customer service doesn't agree, you can stick to the complaint in the end and generally win the case.
8. Use credit cards carefully.
Credit card points, installment fees are not cheap, so use your dime carefully! Of course, except for those who can't repay the credit card arrears on time under special circumstances, except for those who want to increase the credit card limit as soon as possible.