In fact, full repayment by credit card means paying off all the amount shown on the bill, or it can be said that it is full repayment. On the repayment date of the credit card, the user must return the amount greater than or equal to the minimum repayment amount. If the repayment amount is lower than the minimum repayment amount, there will be a prompt that the credit card is not repaid in full and on time. Many users think that this prompt appears because the user has not paid in full. In fact, as long as the minimum repayment amount is returned on the repayment date, it will be considered as the normal repayment of the user, so the system prompts the minimum repayment amount.

Is the loan not repaid on time notified to the credit information meeting?

Many loans have no grace period. If the loan is repaid on time on the repayment date, it will be reported to the central bank's credit information system and leave an overdue record on the letter. As for whether the credit information will be notified, it mainly depends on the lending institutions, because the central bank will not notify the credit information, and the lending institutions will do it.

usually, after the lender is overdue, the lender will collect the loan by SMS, telephone and other means, and the credit information will be submitted during the collection process, but the specific credit information will not be given a clear screenshot, which requires the lender to check the credit information himself.

if the loan fails to repay on time, the lender can check the credit by various methods, such as registering on the website of the central bank's credit information center and submitting an application for inquiry, or taking my ID card to the branches of central banks around the country for inquiry, or entrusting others to check the credit information on his behalf.

whether the credit investigation is overdue mainly depends on the repayment status of the loan. If the normal repayment is shown as n, if there are 1-7 numbers in the credit investigation report, it means that it is overdue, where 1 means within 3 days, 2 means within 6 days, 3 means within 9 days, 4 means within 12 days, and so on. The larger the number, the more serious the overdue consequences will be.