The person asking this question may be a friend who has never used a China Merchants Bank credit card. China Merchants Bank Credit Card is an international standard credit card. It does not have a password. After you get the card and follow the instructions sent to you, go to the China Merchants Bank Credit Card website and fill in the personal information reserved on the application form, such as: ID number, landline number and card information to activate. Set a query password when activating. You can also call 8008205555 to activate it manually. There is no need to enter a password when swiping a card. If you want to pay with a password, you can log in to online banking and set a transaction password.

1. Introduction to China Merchants Bank Credit Card Password

China Merchants Bank Credit Card *** has two passwords, namely the inquiry password and the transaction password.

1. Query password: the password used when calling the China Merchants Bank customer service hotline, logging in to online banking, and making online payments at home and abroad;

2. Transaction password: corresponding to the card swiping password and pre-set password There are two functions of borrowing cash. These two functions need to be activated separately. After activation, you will use the transaction password when swiping your card for consumption or borrowing cash in advance.

① Card swiping password function: currently applicable to physical card transactions on domestic and overseas UnionPay lines, excluding non-card transactions, such as card pressing transactions, manual authorization transactions, telephone ticket bookings, etc.;

②Cash advance function: suitable for checking credit card limit at ATM machine and withdrawing cash at ATM machine or bank counter.